Retirement Reality

Will I be working til I drop dead?

I was at the bank a couple of weeks ago, applying for a credit card. After a process that seemed to take the entire working day, I was approved. Going through some final bits of paperwork, the bank fella asked me if I had organised any financial plans for my retirement.

I scoffed a little. I mean, honestly I’m out here panicking about these gas prices week in, week out and making sure I stay on top of rent. I’m not sure my existential dread can extend to retirement right now. He pulled up some fancy graphs and charts on his computer and explained to me that in order to keep my current lifestyle in retirement, I’d need X amount of money and a state pension will only bring in this smaller X amount.

Friends, there was a significant difference between the two Xs.